No More Excuses. Wake Up!
On this platform I will be discussing Money, Entrepreneurship and Life Skills that were not taught, so you can learn hands on experiences from me and others like myself who've been where you're at. THIS IS A WAKE UP CALL.You'll be hearing personal stories as well as business knowledge/ expertises from some of my special guests. As a mental health professional and financial coach, I will help you get out your own way and tell fear goodbye. WAKE UP AND STOP MAKING EXCUSES.This podcast was created to help motivate, inspire and help you in areas you need to grow in. So, get ready to bring your pen and pad. Let's start your financial freedom journey in business and your personal life. No More Excuses. Wake Up!
No More Excuses. Wake Up!
EP: 62 Topic Money: Navigating the student debt Crisis Smarter
No More Excuses. Wake Up! — Planning for College Without Drowning in Debt
Episode Summary
In this episode of No More Excuses. Wake Up! Student loan debt in America has exploded to $1.5 trillion, impacting over 45 million borrowers—more than the entire population of Canada. In this episode, we break down why this crisis is reshaping the future of an entire generation and, more importantly, what families can do right now to avoid becoming part of the statistics.
We discuss the hidden costs of college, why the financial conversation should start as early as middle school, and practical strategies to earn college credits early, save thousands through community colleges, and make smarter school choices. From understanding Parent PLUS Loans to using 529 plans and alternative savings accounts, we explore real solutions that can protect your family’s financial future.
What You’ll Learn in This Episode:
- The true scope of America’s student loan crisis.
- Why college planning should start by 8th grade.
- How community college and public universities can save tens of thousands.
- The risks of Parent PLUS Loans and how they can follow you for life.
- How to leverage 529 plans and brokerage accounts for flexibility.
- The hidden expenses beyond tuition—and how to prepare for them.
- Practical alternatives like working part-time, starting at community college, or setting realistic budget limits.
Key Takeaways:
- College is an investment, but not all investments guarantee a return—be strategic.
- Saving early and using cost-cutting strategies can help students graduate without crippling debt.
- Families need to make informed decisions, not emotional ones.
Connect with Stenell Myers
Website: StenellMyersEnterprises.com – Explore my agencies, the Money Therapy Institute, and download your free budget spreadsheet.
Email: StenellMyers.Realtor@gmail.com
Social Media: @StenellTheMoneyTherapist
Tampa Bay Realtor – Helping you get the home you need, when you need it.
If You Enjoyed This Episode
Please rate and review No More Excuses. Wake Up! on iTunes or Spotify to help more people find the show.